Flexible Funding forEveryday Operations
Access £5,000 to £500,000 to manage cashflow, seize opportunities, and keep your business running smoothly.
Working Capital at a Glance
Why Choose Working Capital Finance?
Keep your business agile with fast, flexible funding that adapts to your needs.
Fast Approval
Get a decision in hours, not weeks
Flexible Terms
From 3 months to 24 months
No Security Required
Unsecured options available
Fuel Growth
Invest in opportunities as they arise
What Can You Use Working Capital For?
Working capital is one of the most versatile forms of business finance. Use it for virtually any legitimate business purpose.
- Bridge gaps between invoices and expenses
- Purchase stock or inventory
- Cover seasonal fluctuations
- Fund marketing campaigns
- Manage unexpected costs
- Seize time-sensitive opportunities
Eligibility Requirements
- UK Limited Company
Registered at Companies House
- 6+ Months Trading
Minimum trading history required
- £50k+ Annual Turnover
Minimum revenue threshold
- UK-based Directors
At least one UK resident director
Calculate Your Repayments
Get an estimate of your monthly payments and total costs.
Loan Calculator
Work out your monthly repayments
Monthly Payment
£2,307.25
Total Repayment
£55,373.91
Total Interest
£5,373.91
This calculator provides indicative figures only. Your actual rate and repayments will depend on your individual circumstances and creditworthiness.
Frequently Asked Questions
What is working capital finance?
Working capital finance is short-term funding designed to help businesses manage their day-to-day operational expenses. It bridges the gap between when you pay suppliers and when you receive payment from customers.
How quickly can I get funded?
Many of our lenders can provide funds within 24-48 hours of approval. The exact timeline depends on the lender and the complexity of your application.
Do I need to provide security?
Not always. Many working capital products are unsecured, though you may need to provide a personal guarantee. Secured options are also available and may offer better rates.
What are the typical interest rates?
Rates vary depending on your business profile, typically ranging from 6% to 25% APR. We compare quotes from 75+ lenders to find you competitive rates.
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